2026 Tax Year Planning

Stop feeling behind
on your taxes.

Are you giving too much of your money away? We'll show you exactly what credits and deductions you qualify for — and the specific steps to take right now.

Free. Anonymous. No tax jargon.

Personalized to you

Tell us your situation. We surface what actually applies — no noise.

Linked to the IRS

Every recommendation links directly to the IRS source. No fluff.

Act now, save later

Specific steps you can take today to reduce your 2026 tax bill.

1/bank provides general tax information for educational purposes only. This is not professional tax, legal, or financial advice.
Consult a qualified tax professional for guidance specific to your situation.

How do you earn income?

Select all that apply — many people have more than one.

W-2 Employee
You receive a W-2 from your employer. Taxes are withheld from your paycheck.
Freelancer / 1099
You receive 1099s for your work. You manage your own taxes and business expenses.
Gig Worker
Rideshare, delivery, marketplace, or platform-based income. Flexible hours, variable pay.

You can select more than one if you have multiple income sources.

What applies to your life?

Select everything that fits. More selections = more tailored results.

Children or dependents
Kids, qualifying relatives you support
Home ownership
Own or buying a home with a mortgage
Major medical expenses
High out-of-pocket healthcare costs
Retirement savings
Contributing to a 401(k), IRA, or similar
Student loans
Paying interest on federal or private loans
Self-employed expenses
Business costs, home office, equipment
Charitable giving
Donations to qualifying organizations
Education expenses
College, continuing ed, or job-related learning
Rental income
Income from a rental property you own
Investments & capital gains
Stocks, crypto, mutual funds, dividends

Your 2026 tax opportunities

Based on your situation — here's what you can act on right now.

Important: 1/bank provides general tax information for educational purposes only. This is not professional tax, legal, or financial advice. Dollar amounts shown are estimates based on published IRS guidelines. Consult a qualified tax professional for advice specific to your situation. All IRS links open irs.gov in a new tab.

Learn the tax basics

Plain-language guides to the concepts that matter most for everyday workers.

How your W-4 controls your paycheck

Most people set it once and forget it. Updating it is one of the fastest ways to stop overpaying.

Read guide →

Credits vs. deductions — what's the difference?

A $1,000 credit is worth more than a $1,000 deduction. Here's why, and why it matters for your planning.

Read guide →

Standard vs. itemized deductions

The standard deduction is $15,000 in 2025. When does itemizing actually beat it?

Read guide →

How quarterly estimated taxes work

If you're self-employed or a gig worker, missing quarterly payments costs you. Here's how to stay ahead.

Read guide →

What is adjusted gross income (AGI)?

AGI determines eligibility for most credits and deductions. Lowering it is how the tax code rewards planning.

Read guide →

The SALT cap and what it means for you

The $10,000 state and local tax cap affects homeowners in high-tax states. Know where you stand.

Read guide →

The HSA: the triple tax advantage account

Contributions are pre-tax, growth is tax-free, and withdrawals for medical expenses are tax-free too.

Read guide →

Understanding your 1099 income

Why 1099 income is taxed differently — and how to keep more of it through deductions and retirement accounts.

Read guide →